All international students are required by law to have medical insurance while studying in British Columbia. Medical services and visits to clinics and hospitals are very expensive. Without medical coverage you would need to pay for these expenses yourself.
For the first three months of study, you will have temporary emergency medical coverage provided by Guard.me. This insurance is mandatory and automatic. Please visit Guard.me for more information. Information on Guard.me will also be provided during mandatory orientation. Please note: Your Guard.me coverage does not begin until the first day of Orientation. It is your responsibility to have travel health insurance if you choose to arrive before Orientation.
If you have transferred to CNC from another Canadian institution and already have Provincial health insurance coverage (MSP) you MUST notify the International Education department within the first two weeks of the semester. If you do not notify us, you will be enrolled in the mandatory temporary medical coverage through Guard.me at a cost of $150.
After three months, students are required to enroll in the Government of BC Medical Insurance Plan (MSP). Assistance in completing the enrollment form will be provided during mandatory orientation.
On Jan. 1, 2020, with the elimination of MSP premiums, the health-care coverage fee for all international students will be $75 per month.
International students with a study permit valid for a period of six or more months are required to apply for the MSP (B.C.’s health-care coverage) as soon as they arrive in British Columbia. Through this application process, they will be enrolled and then invoiced for the new health fee.
Before health-care coverage begins, there is a wait period consisting of the balance of the month that residency is established, plus two months. International students should carry private insurance until this wait period ends and provincial coverage begins.
Yes. Enrolment in the MSP is mandatory for all B.C. residents.
Only adult international students who formally opt out of provincial health coverage through the MSP are exempt from paying the health fee. [Note: Minors have never been able to opt out of provincial health coverage.]
The onus for adults to enrol in the MSP or formally opt out of provincial health-care benefits rests with the individual. Opting out is a serious step that should not be considered without understanding the consequences of doing so. Additional information can be found here.
The health fee is applicable to both minors and adults as follows:
From Sept. 1, 2019 to Dec. 31, 2019, this amount will be payable in addition to any applicable MSP premium obligation for adult international students. As of Jan. 1, 2020, MSP premiums will be eliminated; however, the health fee for international students will continue to be charged – maintaining the monthly fee at $75 per month for both minors and adults.
As is the case with MSP premiums, all international students are required to pay the fee regardless of income, unless they have formally opted out of provincial health coverage.
Note: Only adults can formally opt out of the MSP. If they do, they should secure private health-care insurance or they will be liable for the costs of all health-care services received in British Columbia. If an individual is considering formally opting out of the MSP they should explore private health-care insurance before doing so.
Failure to pay and provincial health-care coverage are not connected. Emergency health-care services will not be denied; however, private physicians and clinics may deny services if a payment method is not pre-approved.
If an international student does not have provincial health-care coverage or private insurance, they will be liable for the costs of the health-care services received.
The health fee will start on the first day of the month when MSP coverage begins. Once MSP premiums are eliminated on Jan. 1, 2020, international students will continue to receive monthly invoices for the health fee.
If there are questions regarding when an international students’ MSP coverage begins, contact Health Insurance BC.
No. This fee only applies to people who are international students who are enrolled in MSP with a valid study permit.
For international students who are bringing families when they come to Canada, only family members with valid study permits will be charged the health fee. If a family member has a work permit, they will not be charged the health fee, but if a family member has a work permit and a study permit, they will be charged the fee.
As B.C. eliminates MSP premiums, the Province is introducing the health fee to ensure international students continue to contribute to and benefit from B.C. health-care coverage.
B.C. MSP coverage is not changing.
Information on what is covered can be found here.
Educational institutions do not need to collect the new fee on behalf of the Government of British Columbia.
Some international students are enrolled with the MSP on a self-administered basis, others are enrolled under a group plan administered by the educational institution that they attend. The introduction of the health fee for international students will not result in any changes to MSP enrolment for self-administered or group administered accounts.
Invoices will be sent to the individual at the address that is on file with the MSP.
All information for international students will be posted on the MSP site.
If you are a full-time student (with the exception of ESL) who started in the September semester you have an Extended Health and Dental plan through the Student Union. For more information about your plan, visit the Student Union office or website.
Your safety on and off campus is important to us. For detailed safety information, please visit Security and First Aid.
Please be aware of scams targeting international students and their families. Quick tips for staying safe:
If you think you have been a target of a scam, please reach out to a member of the CNC staff or the RCMP.
Royal Canadian Mounted Police Canadian Anti-Fraud Centre
Toll Free: 1-888-495-8501
College of New Caledonia International Education
Driver and pedestrian laws are different in Canada then other countries, as well as differ between Canadian provinces. Students should familiarise themselves with laws in British Columbia and how to stay safe both behind the wheel and as a pedestrian. Learn more about road safety in British Columbia here.
CNC cares about you and your safety. View CNC’s road safety videos:
The police in Canada keep people safe and enforce the law. They are there to help you and others. If you need to call the police in an emergency, dial 911. If your matter is not urgent you can contact the Prince George police department at 250-561-3300 or visit the station at 455 Victoria Street.
Get the App
The iCent App is available for International Students at CNC. From preparing to apply to on-campus alerts and events, iCent will help you navigate CNC Student Life.
Tel: +1 250-561-5857
Designated Learning Institution Number: O19360977332